Aeroplan is Canada’s largest airline loyalty program—and considered one of its most profitable. Owned by Air Canada, Aeroplan gives a ton of flexibility in comparison with different airline loyalty packages. You’ll be able to redeem Aeroplan factors with greater than 50 companion airways and even switch factors to different packages.
Greatest Aeroplan bank card by class
Whether you’re searching for a no-fee card to get you began incomes Aeroplan factors or a full-service journey card with all of the bells and whistles, there’s an Aeroplan bank card for you.
| Aeroplan bank card | Why we adore it |
|---|---|
| Greatest for fast-tracking factors American Express Cobalt Card Annual payment: $156 |
Earn as much as 5 Membership Rewards factors per $1 spent, and switch these factors to Aeroplan at a 1:1 ratio |
| Greatest co-branded Aeroplan card TD Aeroplan Visa Infinite Annual payment: $139 |
Earn Aeroplan factors in your on a regular basis spending, get a Nexus payment rebate, and extra |
| Greatest Aeroplan bank card for luxurious perks American Express The Platinum Card Annual payment: $799 |
Comes with airport lounge entry, a $200 annual journey credit score, and extra |
| Greatest no-fee Aeroplan bank card CIBC Aeroplan Visa Card Annual payment: $0 |
A no-frills possibility that also helps you to earn Aeroplan factors |
Discover the right card for you with CardFinder
In underneath 60 seconds, get matched with a customized record of the most effective bank cards primarily based in your spending persona, approval probability, and the perks you care about.
Greatest Aeroplan card for fast-tracking factors
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American Specific Cobalt
Annual payment: $156
Welcome supply: earn 1,250 factors for every month you spend $750, as much as a most of 15,000 factors.
Card particulars
| Rates of interest | 21.99% on purchases, 21.99% on money advances |
| Revenue required | None specified |
| Credit score rating | 725 or greater |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. |
Greatest co-branded Aeroplan bank card
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TD Aeroplan Visa Infinite Card
Annual payment: $139
Welcome supply: earn a welcome bonus of 10,000 Aeroplan factors if you make your first buy along with your new card; earn 15,000 Aeroplan factors if you spend $7,500 inside 180 days of account opening. Circumstances apply. Account have to be accredited by September 3, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on steadiness transfers |
| Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
| Credit score rating | 660 or greater |
| Anniversary bonus | Earn a one-time anniversary bonus of 15,000 Aeroplan factors if you spend $12,000 inside 12 months of opening the account. Circumstances apply. Account have to be accredited by September 3, 2024. |
| Level worth | Aeroplan factors are price $0.02 on common. |
Honourable point out
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American Specific Aeroplan Card
Annual payment: $120
Welcome supply: earn 30,000 Aeroplan factors after spending $3,000 in purchases in your card inside the first 3 months.
Card particulars
| Rates of interest | n/a (Word: The American Specific Aeroplan card is a cost card, so that you’re required to repay the steadiness in full with this card each month) |
| Revenue required | None specified |
| Credit score rating | 725 or greater |
| Anniversary bonus | Earn 20,000 Aeroplan factors if you spend $1,000 in purchases in month 13 |
| Level worth | Aeroplan factors are price $0.02 on common. |
- Like TD’s Aeroplan Visa Infinite, the American Specific Aeroplan is a co-branded Aeroplan card. Nonetheless, there are notable variations between the 2 playing cards: the Amex has a decrease annual payment ($120) and its rewards fee will internet you extra factors on Air Canada purchases and eating. We gave the sting to TD for delivering extra factors on two of the commonest spending classes—groceries and gasoline—however in the event you spend extra on eating out and journey, Amex’s providing will be the proper match for you.
- The cardboard has journey insurance coverage, together with $500,000 in journey accident, flight and baggage delay, and misplaced or stolen baggage, plus resort housebreaking, automobile rental theft and harm.
- Notably, the American Specific Aeroplan is a cost card, so whilst you received’t be restricted by a credit score restrict, you’ll have to repay the steadiness in full each month.
Greatest Aeroplan card for luxurious perks
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American Specific Platinum
Annual payment: $799
Welcome supply: earn as much as 100,000 rewards factors ($1,000 worth). Circumstances apply.
Card particulars
| Rates of interest | N/A (as a cost card, you’re required to repay your steadiness in full each month) |
| Revenue required | None |
| Credit score rating | 760 or greater |
| Anniversary bonus | $200 annual eating credit score to make use of at a curated record of Canada’s high eating places. Plus, $200 annual journey credit score when reserving by way of American Specific Journey On-line. |
| Level worth | 1 Amex Membership Rewards level = $0.01 when redeemed with the Versatile Factors Journey Program, $0.015 on common with the Mounted Factors Journey Program, and as much as $0.02 with airline factors transfers. |
Greatest no-fee Aeroplan bank card
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CIBC Aeroplan Visa Card for College students
Annual payment: $0
Welcome supply: earn 10,000 Aeroplan factors if you make your first buy ($200 worth)
Card particulars
| Rates of interest | 20.99% on purchases and 22.99% on money advances (21.99% in Quebec) |
| Revenue required | None specified |
| Credit score rating | None specified |
| Level worth | Aeroplan factors are price $0.02 on common. |
What number of Aeroplan factors do you want for a flight?
In keeping with the brand new Aeroplan redemption chart, what number of factors you must redeem to e book a flight depends upon the gap between your metropolis of departure and arrival, whether or not you’re flying Air Canada or a companion airline and which of the 4 “journey zones” you’re flying between.
At a minimal, you’ll want no less than 6,000 factors to redeem a one-way ticket inside the North America journey zone to any vacation spot inside 500 miles of your departure (or 12,000 factors for a round-trip). That features journeys like Toronto to Ottawa, or Vancouver to Calgary.
The variety of factors you want for redemption will increase as you go additional out of your departure metropolis or enter a brand new journey zone. For instance, you’d want no less than 70,000 Aeroplan factors for a spherical journey to the Atlantic Zone journey zone inside 4,000 miles of your metropolis of departure.
Aeroplan has a useful points predictor device to estimate what number of factors you must redeem for a flight.
How a lot are Aeroplan factors price?
Sadly, Aeroplan factors don’t have a hard and fast worth. You should utilize the points predictor tool to see the way it can differ. That stated, you will get higher worth relying on the vacation spot.
This formulation may also help you resolve whether or not to redeem or not.
1 Aeroplan level = (value of ticket – Aeroplan charges) ÷ factors wanted to redeem
Typically, if the results of this equation is greater than 1.2 to 1.5 cents per Aeroplan mile, you’re taking a look at a stable deal. For instance, in January 2021, flying round-trip from Calgary to Halifax required 25,000 Aeroplan factors, excluding taxes and charges. For the reason that complete value of a ticket was round $770, plus $80 in taxes and charges, on this situation, the worth of 1 level can be 2.76 cents, primarily based on the above equation: ($770 – $80) ÷ 25,000.
Enterprise class flights are additionally identified to supply higher worth as their retail worth is way greater, however you’ll have to rack up extra factors to redeem for these rewards.
What’s Aeroplan’s stopover coverage?
Aeroplan has launched a brand new stopover coverage that can assist each informal and seasoned travellers stretch the worth of their factors.
When travelling virtually wherever (excluding Canada or the U.S.), you possibly can add a cease over on every one-way flight for an incremental 5,000 factors. By leveraging this stopover coverage, you possibly can strategically add stops in your routes, see extra locations, and maximize the worth of your factors.
The way to earn Aeroplan factors quicker
Aeroplan has many retail and model companions, providing the power to earn twice. As soon as with the bank card, and one other along with your membership card. So a great tip is to scan your Aeroplan playing cards for factors in addition to for charging on the register. Plus, you possibly can reap the benefits of Aeroplan’s on-line retailer to make purchases and earn extra bonus factors from well-liked on-line retailers like Amazon.
Redeeming by way of Air Canada versus Star Alliance member airways
New Aeroplan factors might be redeemed for flights on Air Canada or any of the roughly two dozen Star Alliance member airlines, identical to earlier than. Nonetheless, Aeroplan has launched just a few adjustments with regards to its redemption guidelines.
When redeeming on Air Canada, Aeroplan has launched “dynamic pricing,” which successfully means the variety of factors you want for a flight can differ inside a spread. As an example, a round-trip economic system flight from Calgary to Halifax with Air Canada can require wherever between 25,000 and 35,000 factors. You could want extra factors inside this vary in the event you’re travelling to a well-liked vacation spot or throughout a high-demand journey season.
When redeeming on Star Alliance member airways, which embody United and Lufthansa, dynamic pricing isn’t a part of the image. As an example, the identical round-trip flight from Calgary to Halifax all the time requires 25,000 factors at any time limit. The one caveat is you’ll must pay an additional $39 reserving payment per traveller when flying on a Star Alliance airline versus utilizing Air Canada itself.
When reserving journey, you’ll need to evaluate between Air Canada and the opposite Star Alliance airways to see which one gives the most effective return to your factors. The reply will rely in your explicit journey reserving.
Which Aeroplan playing cards include lounge entry?
Three Aeroplan bank cards present airport lounge entry in Canada:
- TD Aeroplan Visa Infinite Privilege Card: Permits entry to Maple Leaf Lounges in North America for main and extra cardholders, every of whom can convey a visitor. This entry is simply accessible with a same-day ticket on a departing Air Canada or Star Alliance flight. You’ll additionally get complimentary entry to the Visa Airport Companion Program by Dragonpass that offers you six free visits to over 1,200 lounges worldwide.
- CIBC Aeroplan Visa Infinite Privilege Card: Affords the identical Maple Leaf Lounge and Dragonpass advantages because the TD Aeroplan Visa Infinite Privilege.
- American Specific Aeroplan Reserve Card: Supplies Maple Leaf Lounge entry for the first and extra cardholders (and one extra visitor) on eligible Air Canada and Star Alliance flights.
Which Aeroplan playing cards include a free checked bag?
Baggage charges are all the time rising, making free checked luggage a coveted profit for a lot of vacationers. Many Aeroplan bank cards supply this perk; higher but, the profit is usually not only for cardholders but additionally for these touring with them on the identical flight. The TD Aeroplan Visa Infinite Card and TD Aeroplan Visa Infinite Privilege card present a free checked bag for the cardholder and as much as eight companions (for a complete of 9 folks) on the identical reservation. The CIBC Aeroplan Visa Infinite Visa Card and CIBC Aeroplan Visa Infinite Privilege playing cards supply the identical profit, as does the American Specific Aeroplan Card and the American Specific Aeroplan Reserve card. Simply observe that the flight have to be operated by Air Canada, Air Canada Rouge or underneath the Air Canada Specific model for the free checked bag profit to use.
