The Petal® 2 “Money Again, No Charges” Visa® Credit score Card shouldn’t be your typical pupil bank card, not least as a result of it’s not particularly marketed to college students. However it has a slew of options that make it a implausible selection for school college students and up to date graduates:
- Petal has relaxed underwriting requirements. If in case you have a FICO rating, you may qualify with a rating as little as 600.
- You possibly can apply for this card with no credit score rating. Petal evaluates candidates with out FICO scores on non-credit elements, comparable to revenue.
- Petal studies to all three main shopper credit score bureaus, serving to you construct credit score.
- You possibly can earn as much as 10% money again on purchases with choose retailers.
- Petal 2 has no annual or international transaction charges.
- Credit score limits begin from $300 to $10,000, relying in your revenue and creditworthiness. Chances are you’ll qualify for a credit score restrict enhance after six months of well timed funds.
Petal bank cards are issued by WebBank, Member FDIC.